Security and Compliance

At iPaySmart, security is paramount. Our robust policies and processes secure critical business information, ensuring meticulous handling of personal, financial, and sensitive data. We pledge unwavering dedication to upholding your privacy and security, complying with regulations to fortify our platform and preserve invaluable data.

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Level 1 PCI-DSS, ADA, GDPR and CCPA Compliant
to Give Our Customers Safe and Secure
Payment Experiences.

ADA (Americans with Disabilities Act) Compliance

iPaySmart has been designed to be easily accessible, perceivable, and understandable, to make the website more accessible for people with disabilities. Its rich, intuitive and easy-to-use user interface lays down the foundation necessary for a customer to easily access and use the services being offered. It is robust and is compatible with the latest technologies and can be easily customized to fit the exact requirement of all its users.

PCI DSS Compliance: The Information Security Standard

The iPaySmart platform adheres to the compliance laid down by The Payment Card Industry (PCI). These are a set of security standards developed to protect a customer’s card information during and after a financial transaction. iPaySmart is PCI DSS compliant which is the global security standard for all entities that store, process, or transmit cardholder data and/or sensitive authentication data. It sets a baseline level of protection for consumers and helps reduce fraud and data breaches across the entire payment ecosystem.

GDPR: European Data Protection Rules

The General Data Protection Regulation (GDPR) is the protection of personal data and digital privacy. iPaySmart complies to the regulations laid down by GDPR – and is better equipped to handle sensitive customer information - by tightening the existing rules on data handling, placing greater obligations on data management and establishing appropriate levels of data security.

NACHA compliance to fortify their security protocols.

iPaySmart Utilities leverages NACHA compliance to fortify their security protocols. By adhering to NACHA guidelines and standards, iPaySmart ensures the secure and efficient transfer of electronic payments, reducing the risk of fraudulent activities and unauthorized access. This compliance framework helps them establish robust authentication, encryption, and monitoring processes, safeguarding sensitive financial information and bolstering overall data integrity for their utility payment services.

CCPA: Right for the Residents of California

The California Consumer Privacy Act (CCPA) include a transparency right that requires companies to inform consumers about the data collected and shared, and provide customers with the right to access, delete, and to opt-out. iPaySmart leverages technologies to classify personal data, protect it, and then constantly monitor and analyze for threats. This allows the platform to rightly align to the data security and privacy practices set by CCPA.

Ensuring Security with PCI DSS Compliance

iPaySmart is in compliance with the Payment Card Industry Data Security Standard (PCI DSS), which comprises a comprehensive set of policies and procedures designed to enhance the security of credit, debit, and cash card transactions. This standard is globally recognized and applies to all organizations that handle cardholder data and/or sensitive authentication data, including those that store, process, or transmit such information.